RIBO Level 1 Licensing Program
Ask. Confirm. Document. Do not guess.
Built for candidates, brokerages and MGAs, Principal Solutions Canada Group Inc.’s RIBO Level 1 course offers ten full days (approximately 60 live hours) of live, original curriculum instruction from practising Principal Brokers who work inside Ontario brokerages every day.
Passing the exam is step one. Getting hired and supervised is the rest of it.
A RIBO Level 1 licence is the entry point to insurance broking in Ontario. Passing the exam gives you twelve months to be employed by a RIBO-registered brokerage, and your early career is spent acting under supervision.
PSCG works with brokerages and MGAs on licensing, supervision and compliance. The program is built around what a Principal Broker needs a new Level 1 broker to understand and do on day one.
Choose the right route before you enrol.
New Entrants
No insurance background is required, and you do not need to work at a brokerage before taking the course or writing the exam.
Career Changers
Moving from banking, real estate, retail, hospitality or another field? We will help identify potential occupational conflicts before you invest in the process.
Brokerages & MGAs
License new hires on a predictable schedule and receive attendance and completion records suitable for a supervision file.
Licensed Elsewhere
Out-of-province licensees and Ontario OTL agents may qualify for an equivalency route. Ask us which path applies before enrolling.
Ten days. One disciplined brokerage mindset.
Each day follows a consistent rhythm: recap, main lesson, worked examples, discussion, scenario learning, practice quiz, review and homework.
Day 1 — Insurance Fundamentals & the Broker Role
Understand risk transfer, industry roles, the RIBO-licensed broker’s responsibilities and basic E&O exposure.
Day 2 — RIBO, Licensing, Ethics & Conduct
Explore regulation, Level 1 supervision, confidentiality, disclosure, conflicts, complaints and professional conduct.
Day 3 — Insurance Principles & Policy Structure
Work with indemnity, insurable interest, utmost good faith, policy sections, limits, deductibles and endorsements.
Day 4 — Personal Property Insurance
Compare homeowners, tenants, condo and seasonal forms, including occupancy, exclusions and optional water coverages.
Day 5 — Ontario Auto Insurance
Review mandatory coverages, physical damage, OPCFs, driver disclosure, use, garaging, binding and E&O concerns.
Day 6 — Commercial Insurance Basics
Learn commercial property and CGL fundamentals, underwriting information, certificates and additional insureds.
Day 7 — Workflow, Documentation & E&O
Practise new business, renewals, endorsements, cancellations, claims intake and file notes that hold up.
Day 8 — Claims, Communication & Needs Analysis
Gather claim details, distinguish industry roles, avoid coverage promises and explain options in plain language.
Day 9 — Travel Health & Practice Scenarios
Review travel fundamentals and apply learning through mixed brokerage scenarios.
Day 10 — Final Review, Mock Exam & Strategy
Identify weak areas, apply broker judgment, complete a mock exam and build a final study plan.
More than live instruction.
- Student workbook aligned to the teaching schedule
- 100-question exam-style practice bank with rationales
- Full sample exam
- Daily quizzes and scenario activities
- Homework based on real brokerage situations
- Exam-booking support
- Attendance and completion records
Live, structured and practical.
Schedule: Ten full days, 9:00 a.m. to 4:00 p.m., delivered over two weeks.
Instruction: Approximately 60 hours live, plus homework and review between sessions.
Delivery: Live virtual cohort, brokerage seat block or private cohort.
Choose the format that fits.
Live Virtual Cohort
Per participant
Ten full days over two weeks. Includes live instruction, workbook, practice bank, sample exam, quizzes and exam-booking support.
Brokerage Seat Block
Per seat, 5+ seats
Everything in the live cohort, plus consolidated invoicing and completion records for your supervision file.
Private Cohort
For brokerage teams
Delivered on agreed dates and tailored to your book of business. Contact PSCG to confirm cohort requirements.
Exam Retake Clinic
Focused review session
Targeted support for candidates preparing to re-challenge the Level 1 exam.
Please note: The RIBO Level 1 examination fee is not included in the course fee and is paid directly to the chosen approved exam provider. The course document lists the current exam fee as $325. A separate RIBO licence application fee applies after passing.
From eligibility to supervised practice.
Check Your Eligibility
Confirm age, background-check requirements, employment rules and any occupational conflicts before enrolling.
Complete the Program
Attend ten full days of live instruction and complete the quizzes, scenarios, homework and mock exam.
Book and Write the Exam
Schedule the Level 1 exam through an approved provider. PSCG helps you understand the booking process.
Secure Employment
After passing, obtain employment with a RIBO-registered brokerage within the required twelve-month window.
Apply for Your Licence
Submit the application to RIBO and begin practising under supervision.
Continue Your Development
Build toward Level 2 and, for future brokerage leaders, the Level 3 Principal Broker tier.
Built for the job—not only the exam.
Practitioner-Led
Learn from instructors with Level 3 Principal Broker credentials and practical brokerage compliance experience.
Original Curriculum
Teaching notes, workbook, question bank and sample exam are developed by PSCG for this program.
Documentation & E&O
A full day focuses on workflow, file notes, recommendations, refusals and follow-up—the disciplines that protect clients and brokerages.
Employer-Connected
PSCG works with brokerages and MGAs and understands the supervision structure new Level 1 brokers enter.
Before you enrol.
Do I need to work at a brokerage first?
No. Eligible candidates can take the course and write the exam before being employed. Employment with a RIBO-registered brokerage is required within twelve months of passing to become licensed.
How much time should I plan for?
Ten full days, 9:00 a.m. to 4:00 p.m., over two weeks—approximately 60 live hours—plus homework and review.
Can I keep working during the course?
Not during class hours. This is a full-day program. Some candidates are sponsored by an employer who treats the period as paid training.
What does it cost to become licensed?
Separate costs apply for the PSCG course, the Level 1 exam and the RIBO licence application. Only the course fee is paid to PSCG.
I am licensed elsewhere. Do I need the full course?
Possibly not. Out-of-province licensees and Ontario OTL agents may qualify for equivalency examinations. Contact PSCG before enrolling.
Do you train brokerage teams?
Yes. Seat blocks are available for five or more participants, and private cohorts can be arranged for qualifying teams.
Course disclaimer
This course is a study and training aid for individuals preparing for the RIBO Level 1 exam. It is not a substitute for current RIBO materials, legislation, regulations, insurer policy wordings, brokerage procedures or legal advice. Materials are original preparatory resources and are not official RIBO examination questions.
Start the licence. Finish job-ready.
Tell us where you are: starting from zero, changing careers or licensing a team. We will point you toward the right route—including routes that are not ours.